Attention homeowners in Garland and Dallas County: Need an appraisal?

The top reasons TX homeowners hire Texas Appraisal Services:

  1. Get a pre-listing appraisal (whether you're using an agent or selling the home on your own)
  2. Challenge property tax assessments
  3. To reduce your mortgage payments by removing PMI
  4. Reinstate your Home Equity Line of Credit (or HELOC)
  5. To review a different appraiser's report for verification
  6. If property needs to be divided because of a divorce
  7. To determine the true market value of real estate in question to settle an estate in Dallas County or the state of TX

Own a home in or near Garland, TX and need help deciding the value of it?
Contact Texas Appraisal Services.

At Texas Appraisal Services, we understand the particular needs of a consumer looking for appraisal services. Our usual business clients understand the appraisal process and the customary "products" we deliver to them. Being a homeowner that most likely doesn't see an appraisal every day,we will give you extra guidance and explanations through the appraisal process to more clearly understand what we do and how we present our conclusions.

For Sale By Owner (FSBO)/Pre-Listing Services

Since you have an emotional attachment to your house, it's often very hard to be objective about it. Our professional appraisers at Texas Appraisal Services are objective. We won't just tell you what you want to hear, we will tell you what you need to know. In addition to helping you set a realistic price to sell at so your house will attract buyers, a professional appraisal is a very important negotiating tool once you have a potential buyer. It's something tangible to show your buyer. An appraisal is an independent third party's opinion of your home's value -- not just how much your house is worth. Potential buyers assume you have an emotional attachment to your house and will be much more likely to give credibility to a seasoned appraiser's value judgement than yours.

Need to remove PMI?

A preferred way to save money for homeowners is to get the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan amount is below 80% of the value of your property, in most cases you can apply to your lender to have the PMI eliminated from your loan, which will make your monthly payments go down. We are qualified in helping consumers just like you remove unwanted PMI insurance.

Challenge a property tax assessment

If you live in an area that is going down or not appreciating as much as other houses nearby, your local tax assessor may have your home overvalued. That only means you're most likely paying more taxes than you should. Since your property assessment may likely go up again in the next period, the earlier you take care of a matter like this, the better off you'll be. When contesting your property tax assessment, getting a professional appraisal from Texas Appraisal Services is your strongest weapon.

Was your HELOC recently frozen?

Even if your specific property has not declined in value, your lender might decide to automatically freeze your home equity line of credit (HELOC) if your property is in or near a declining area. This can be be destructive to your credit score since it may appear as though that credit line is maxed out, and also disadvantageous from a cash flow point of view. A professional appraisal from Texas Appraisal Services can help you reinstate your HELOC.

Do You Need Field and Desktop Appraisal Review Services?

Do you need a seasoned appraiser to double-check your appraisal for precision, or do you need a second opinion without the added expense and delay of waiting for a whole new appraisal? An appraiser from Texas Appraisal Services can go out and check the subject and comparables in a field review. Or, if you're in a rush, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal report? Texas Appraisal Services can help with that too. While usually requested by banks, you may need to exercise this service if you suspect mortgage fraud related to your house.